Secured debt is the amount of monies that you owe someone who is secured by a tangible item, such as a mortgage, car, boat (something you can touch). In the webinar you will learn about foreclosures, deferments, forbearance, deed in lieu and judgements. In the end you will know where to seek assistance, what the current rules are for HUD, how it affects your credit and see how the calculations work for taxes.
Car or Boat repossession
Know Your Mortgage
If You are Behind on Payments
Avoiding Default and Foreclosure
Contacting Your Loan Servicer
Housing and Credit Counseling
Consider Giving up Your Home With-out Foreclosure
Changes to Colorado Foreclosure Laws 1/1/08
Red Flags
Be Alert to Scams
Mortgage and Credit Related Issues
Report Fraud
Taxes and Foreclosure
Bankruptcy is Your Last Option
How Do I Know If I Have Reached This Point?
Its very important to get help
early on. When you have a plan it can make all the difference in the
world. One of the biggest obstacles is knowing how you will be affected
with taxes. There are many factors in dealing with this. Bankruptcy
also requires you to take a counseling course and be certified. You
could file for bankruptcy on your own but I wouldn't recommend it since
to are many inclusion and exclusion rules. All bankruptcies involves a
court appointed trustee and some go on for a 3- 5 year term.
New Bankruptcy Laws 10/17/05
What is a Means Test?
Mandated Financial Counseling Education
Types of Discharge in Bankruptcy
Commonly Asked Questions about Counseling Provisions to Bankruptcy
Taxes and Bankruptcy
President Barack Obama Stimulus Plan 2009
This
Link will give you access to the Bankruptcy Forms and instruction
package. There is no charge for the forms just for filing the documents.
For just $50.00 and 60 minutes of your time you can have the tools necessary to get started down to right path. Webinar Signup.
Bonus, for a limited time you get the combined webinar including Bankruptcy Law for the price of one.
ASK THE DEBT DOCTOR YOUR PERSONAL QUESTION? Contact US
To access more information and assistance for FREE go to the Department of Housing and Urban Development at HUD.GOV This is a government site that has a lot of great information, but keep in mind that return calls could take a few days.
